Before I got married, I was financially independent for years. Not that I was in a position to give financial advice, as occasionally I lived lavish and other times I hunkered down to save. But I loved the freedom of being able to spend half my salary on oversize international fashion magazines, or homeopathic aromatherapy facials, or a gold-plated Pac-Man necklace (impulse buy!).
I lived with my husband for years before we were engaged, and we dutifully split the bills and rent right down the middle. We would send two checks each month to our landlord, go dutch at pricey restaurants, and keep track of whose turn it was to pay the housecleaner. When we got engaged, I never dreamed that financial arrangement would change. Why would it?
Let me start by saying there is no perfect way to combine money. What works for one couple is not going to…
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